This is to introduce members to our new home purchasing tool to help with your planning, establishing your budget and earning cashback rewards on your home sale and/or purchase.

Home Buying Made Simple

First Ontario has teamed up with All-Purpose Realty (APR) to assist in providing some of the tools to enable First Ontario to deliver this service. APR is a licensed real estate brokerage that operates as a realtor referral service and has helped thousands of families with their home buying and selling needs.

APR’s realtor network covers all communities in Canada with agents from all well-known brands. In the First Ontario trade market, APR will operate with a network of real estate agents approved by First Ontario.

How Home Buying Made Simple Works

In this site, you can view a national data base of MLS listings, that are from the Canadian Real Estate Association. You can search this data base to view homes in your current and desired neighbourhoods and see the sale prices as a start point for determining your move budget. Beside each listing is a First Ontario mortgage calculator to work with in terms of affordability and an APR reward calculator that will detail reward values that can be earned on both your home sale and or purchase.

When viewing properties in the MLS data base, you will see a map that features amenities in your new neighbourhood.  You can use the MLS data base in the comfort of your home without pressure of being contacted by realtors. We wait for you to take the first step in contacting us, and the first contact should be First Ontario to be prequalified for a mortgage amount. Then we start the process with APR to get you a realtor to meet your needs.

Cashback Rewards

First Ontario members, families and friends using the All-Purpose Realty referral service will receive cash rewards based on the transaction value. The reward is $25 for each $10,000 increment of completed real estate transactions. For example, sell a home for $800,000 and receive $2000. Purchase a home for $900,000 and receive $2250. Cash rewards will be sent to you by APR through First Ontario between 30-45 days of the possession date of the subject property on your sale and/or purchase.

Cashback rewards can be applied to you mortgage principle or visit your local branch to discuss how you wish to use your rewards