Financial Wellness Benefits

About

Employee wellness goes beyond health and medical care and in many cases is impacted by financial wellness, especially when it comes to housing. The biggest investment an individual will make in a lifetime is home ownership and affordability. This has become a major challenge for many in Canada. Our company is addressing this issue by introducing a program to assist employees that can make home ownership more attainable or assist those employees wanting to either downsize or upgrade with a growing family. A growing family doesn’t necessarily mean more children but other family members such as elderly parents needing care.

We are addressing some of the challenges with homeownership through a third- party supplier, Mobility Partners Inc. (MPI) and their sister company All-Purpose Realty Services, with the objective of making homeownership more attainable. Their bundle of services covers the core services needed by a family on the move, with counselling and savings every step of the way that are not readily available in Canada. Services being offered under the same umbrella include real estate assistance for home sales and purchases, mortgage financing, real estate lawyer assistance, home and auto insurance and household goods moving and storage.

Relocation industry experts report that employee downtime when changing locations results in up to 20 days away from the office or plant or even family members. Our objective is to save your employees time and energy while delivering financial benefits. You can start these services virtually from the comfort of your home with one central customer care representative with you every step of the way through your
entire journey.

Real Estate Assistance

The service supplier is All-Purpose Realty Services Inc. (APR) the industry leader in the affinity/benefit market in Canada that has helped thousand of families with their relocation needs. They are your first point of contact on your housing journey and will stay with you every step of the way. They operate as a referral service and have a vetted network of real estate agents from all brand name firms including Re/Max and Royal LePage in all communities in Canada. When using the referred agent, you will receive cashback based on the transaction value of your sale and/or purchase at the rate of $25 for each $10,000 increment. For example, sell a home for $800,000 and receive $2000; buy a home for $900,000 and receive $2250. Funds are sent to you directly within 30 days of the closing of the subject property.

Mortgage Financing

The service supplier is Perch Mortgage a mortgage brokerage offering their service Canada wide. This is a virtual service where you can qualify for more than going to a bank and pre-approval is fast, as little as 20 minutes.You will be able to strategize with a dedicated mortgage advisor by chat, email, or phone on your terms.

Employees using this service will qualify for cashback rewards, at $10 per each $10,000 increment of a funded mortgage when being introduced to the brokerage by All-Purpose Realty. For example, $500 on a $500,000 mortgage. You can use this service for refinancing or as a free- standing service outside of using an APR referred agent.

Real Estate Lawyer Assistance

A virtual provincial real estate lawyer service is available, at a reduced fee. The firms are top tiered dedicated to delivering personalized effective solutions for each client’s unique situation. These firms are experienced in handling sensitive employee relocations for many corporations in Canada. The APR customer service representative will provide you with the firm’s name, contact information and a unique code for a $150 discount on the base fee. This service is available in BC AB SK MB ON QC NB and NS.

Home & Auto Insurance

When buying or selling a home there is no better time to do your research on home and auto insurance policies that meet your most current needs and at a favourable price. Solidify Insurance, an insurance brokerage, is our service provider for insurance. This brokerage has over 20 years experience and will shop the industry for the best policy with savings ranging from 5% to 25%. Their team will guide you with expert advice and customized insurance solutions. Their clients benefit from 24/7 policy access and service through the Solidify Insurance Mobile App—offering convenience, transparency, and full control at your fingertips. Let All-Purpose Realty make the introduction and this will be one more chore removed from your moving day checklist.

Household Goods Moving & Storage

The household goods moving and storage service through MovingWaldo is a virtual service through a sophisticated moving platform that will connect you with a network of professional movers. You can build your own quote based on various factors and the MovingWaldo algorithms will provide quotes from moving companies in your area. You can select the moving company based on the best price and booking and payments are made through MovingWaldo rather than the mover protecting you against hidden fees and bad surprises. A no fee service and substantial savings based on movers competing for your booking. APR’s customer service representative will provide you with a direct link to MovingWaldo’s site. Service is not currently available in Newfoundland, PEI, New Brunswick, Northern Ontario, and Kelowna.

Savings On Other Move Related Services & Merchandise

FURNITURE PURCHASES
Canadian residents can receive special Commercial Pricing on a great variety of furniture and mattress products offered by The Brick. Please note this program is managed exclusively through The Brick Commercial Division—cannot be redeemed at retail locations or online at thebrick.com website.  Our customer care centre will provide you with a certificate to take advantage of these savings.

For more information, contact the All-Purpose Realty contact centre at 1-800-203-9494